CrossCountry Mortgage – First Time Homebuyers MN
Filed under Casa,Conventional,Credit,First Time Home Buyer Programs,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,MN First Time Home Buyer,Short Sales
Rural Development (RD) Loans A USDA guaranteed Loan is government-insured 100% purchase loan. These loans are only offered in non-urban areas and serviced by direct lenders that meet federal guidelines. USDA Loans – They’re NOT for Farmers! A USDA home loan has nothing to do with agriculture. USDA Loans used to be considered “farmers loans” […]
No Comments downpaymentadmin on Nov 30th 2012
Filed under Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Programs,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,MN First Time Home Buyer
Cyber Monday is all about getting the best deal on those dream gifts. What better “dream gift” is there, than buying a new home instead of renting and paying someone else’s mortgage. Did you know you are probably paying more in rent than you would be owning? Our Cyber Monday special goes on every day […]
No Comments downpaymentadmin on Nov 26th 2012
Filed under Casa,Conventional,Credit,FHA,FHA 203ks,First Time Home Buyer Grants,First Time Home Buyer Programs,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,MN First Time Home Buyer
Federal Housing Administration (FHA) Loans FHA loan programs are designed primarily for first-time home buyers and others with moderate incomes that have not yet been able to save the cash needed for down payment amounts. A program insurance charge is rolled into the monthly payment amount to support this program and typically ends as the […]
No Comments downpaymentadmin on Nov 8th 2012
Filed under Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Programs,Foreclosure,Government Loan,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer,Short Sales
Credit Score: Your credit score needs to be a minimum of 640 in order to qualify. If you have had a previous Bankruptcy, the discharge must be at least 2 years. A Prior Foreclosure or Short Sale needs to be at 3 years ago. Employment History: We look at your previous 2 years of employment […]
No Comments downpaymentadmin on Nov 6th 2012
Filed under Casa,Conventional,Credit,FHA,First Time Home Buyer Programs,Foreclosure,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,MN First Time Home Buyer,Short Sales
It is actually pretty easy to build credit. Try one of the following ideas: Ask your bank or credit union about a secured credit card. You can make a deposit to your account and have a credit limit in the amount of your deposit. The bank takes little risk and you build credit slowly. Use […]
No Comments downpaymentadmin on Oct 30th 2012
Filed under Archived Blogs,Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Grants,First Time Home Buyer Programs,Freddie Mac,Government Loan,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer
Debt Ratios First, look at your monthly gross income, before taxes and contributions. This is how much you make per month, not how much you take home. What you take home is net income. • Front-End Ratios Lenders use what is called a front-end ratio, which is reflected as a percentage of your gross monthly […]
No Comments downpaymentadmin on Oct 26th 2012
Filed under Archived Blogs
HUD homes are aimed at low to moderate income buyers and great for first time homebuyers. When a lender forecloses on an FHA home insured by HUD, HUD pays the lender the amount owed and then tries to sell the home at auction. This allows buyers to get the home way below market value. HUD […]
No Comments downpaymentadmin on Oct 25th 2012
First time home buyer loans allow buyers to get into a house more easily. However, just because you’re a first time home buyer doesn’t mean you qualify for a first time home buyer loan. These programs have income limits and strict underwriting guidelines. While they are a perfect fit for some, first time home buyer […]
No Comments downpaymentadmin on Oct 24th 2012
Filed under First Time Home Buyer Programs,Government Loan,Minnesota First Time Home Buyer,MN First Time Home Buyer
We have many clients asking if there is anyway to do 100% financing still. The answere to this question is YES! With the use of Rural Development loans you are able to do 100% financing for properties in certain geographic locations. If you would like to check out if the location of a property will […]
No Comments downpaymentadmin on Nov 22nd 2011
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CrossCountry Mortgage
11310 86th Avenue N, Maple Grove, MN 55369
Office: (763) 300-7764
BlairM@myccmortgage.
Copyright © 2021 CrossCountry Mortgage, Inc. NMLS:3029 MB.803095.000. Branch NMLS: 1719743. Branch State Licensing: Florida (Branch MLDB7338, Corporate MLD806), Minnesota (Branch MN-BR-1719743, Corporate MN-MO-20546578), and Wisconsin (Branch 1719743BA/1719743BR, Corporate 3029BA/3029BR).
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