- Must be used with 203ks mortgage
- single family detached or 2 family structure being converted to 1 family
- 0% interest if owned for a minimum of 3 years after closing, forgiven after 10 years
- No maximum income limit
- 3.5% of acquisition cost maximum amount of $6,000
- NO income limits
- You do NOT have to be a 1st time home buyer
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