HARP 2.0 is coming and now is the time to get ready to refinance if you have not been able to because of value.  Here are some quick bullet points of the HARP 2.0 program.

ELIGIBLE IF:

* Your loan is owned or guaranteed by Fannie Mae or Freddie Mac

* The mortgage was sold to Fannie Mae or Freddie Mac prior to May 31st, 2009

* The mortgage has not already been refinanced under HARP, unless it was refinanced under HARP between March and May 2009.

* Your loan to value ratio is above 80%

* You have not been late with a mortgage payment in the last six months and have no more than one late in the last 12 months.

Please call me at 763-300-7764 if you are interested in taking advantage of this new program or simply fill out my online application at www.yourloanstartshere.com.

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