Archive for the 'Interest Rates' Category

 A cooling real-estate market is good news for buyers because it’s easier for them to negotiate a deal. But it shouldn’t be the main reason that pushes you into your first home. In fact, buying your first home is a personal decision that you should make independent of what the market may or may not […]

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No Comments downpaymentadmin on Oct 10th 2012

By Elizabeth Weintraub, About.com Guide To be a buyer means to conform to the market. © Big Stock Photo   Ads Question: Are You Ready to Be a Home Buyer? A reader asks: “I would like to be a home buyer, but I don’t know if I’m ready to buy a home yet. How can […]

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No Comments downpaymentadmin on Oct 8th 2012

by Jann Swanson What’s in a Credit Score? More than You Might Think, and It’s Constantly Changing Decrease Font Size Text Increase Font Size Sep 6 2012, 1:16PM Editor’s note:  DataQuick®, a provider of advanced real estate information solutions recently announced that Gordon Crawford, Ph.D. had joined their firm as vice president of Analytics.  MND […]

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No Comments downpaymentadmin on Oct 5th 2012

Single Family Programs Homeownership Loan Programs Effective 10/03/2012 12:01 AM   Government Interest Rate HFA Preferred™ (Conventional) Interest Rate HFA Preferred™ Risk Sharing (Conventional) Interest Rate Minnesota Mortgage Program(MMP) 2.750% 3.250% 3.625% Community Activity Set-Aside(CASA) 3.125% 3.625% N/A Note: The HFA Preferred™ and HFA Preferred Risk Sharing™ incorporate the Fannie Mae/Freddie Mac Adverse Market Delivery […]

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No Comments downpaymentadmin on Oct 3rd 2012

Current Mortgage Rates for Monday, September 24, 2012 By Michael Krauson September 24, 2012     Last week mortgage rates once again pushed into record low territory.  With little in the way of significant economic data or news of real substance, the benefit of the Fed’s newest round of easing may be filtering its way […]

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No Comments downpaymentadmin on Sep 24th 2012

  iStockPhoto/Christine Balderas Mistake: Not Getting a Preapproved Home Loan It’s easy to fall into the trap of thinking you first find the house you want, and then you can start thinking about the loan process, especially if you’ve already taken care of your credit. However, it’s not quite that simple. It’s a good idea […]

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No Comments downpaymentadmin on Sep 21st 2012

Homebuilder Confidence Rises Again; Tops 40 Home builder confidence continues to make new highs.  As reported by the National Association of Home Builders, the Housing Market Index, a measure of builder confidence, rose to a reading of 40 in September — its highest mark since June 2006. The index is now higher through five straight […]

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No Comments downpaymentadmin on Sep 20th 2012

FHA TAKES ADDITIONAL STEPS TO BOLSTER CAPITAL RESERVES New premium structure will help protect FHA’s MMI fund WASHINGTON – As part of ongoing efforts to encourage the return of private capital in the residential mortgage market and strengthen the Federal Housing Administration’s (FHA) Mutual Mortgage Insurance Fund, Acting FHA Commissioner Carol Galante today announced a […]

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No Comments downpaymentadmin on Sep 19th 2012

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