CrossCountry Mortgage – First Time Homebuyers MN
Filed under City Programs,Credit,First Time Home Buyer Programs,Home Insurance,Home Loans,Minnesota First Time Home Buyer,Minnesota Housing
It is the assumption that you need a lot of cash to qualify to purchase a home. This isn’t the case anymore. With having the down payment assistance programs, you are able to pay nothing to very little for down payment on a home. Just because you don’t have a lot of money in the […]
No Comments downpaymentadmin on Sep 23rd 2013
Filed under Credit,First Time Home Buyer Programs,Home Loans,Minnesota First Time Home Buyer,Minnesota Housing,Miscellaneous,MN First Time Home Buyer
Here are the most common myths in the mortgage world. Myth #1: I shouldn’t look/apply because I am not buying for another 1-5 years False. Just because you are not thinking of buying a home for a while doesn’t mean you shouldn’t see what your options are. By applying for a loan you can determine […]
No Comments downpaymentadmin on Sep 18th 2013
Filed under City Programs,Conventional,Credit,Featured Posts,FHA,First Time Home Buyer Programs,Government Loan,Grants,HARP,Home Loans,Interest Rates,Minnesota First Time Home Buyer,Minnesota Housing,Miscellaneous,MN First Time Home Buyer
“I have just started looking and I don’t know what I am doing.” “I have just begun my search and not sure where to go or what to do.” “I don’t know where to start.” These are the most common things people say when they start house hunting. This can lead to many people being […]
No Comments downpaymentadmin on Aug 26th 2013
Filed under City Programs,Conventional,Credit,Fannie Mae Home Path,Featured Posts,FHA,First Time Home Buyer Grants,First Time Home Buyer Programs,Freddie Mac,Government Loan,Grants,HARP,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,Miscellaneous,MN First Time Home Buyer,VA
More and more people want to know what sort of programs are out there and do they qualify for those programs. A lender can’t determine which program is right for you without knowing more about you. SOME of the programs out there that Minnesota offers are: 1. Minnesota Housing Start Up Program-This is […]
No Comments downpaymentadmin on Jul 12th 2013
Filed under Casa,City Programs,Conventional,Credit,Fannie Mae Home Path,Featured Posts,FHA,FHA 203ks,First Time Home Buyer Grants,First Time Home Buyer Programs,Foreclosure,Freddie Mac,Government Loan,Grants,HARP,Home Insurance,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,Miscellaneous,MN First Time Home Buyer,Rehab Loans,Short Sales,VA
Everyone is wondering how to get down payment assistance. This is based upon what you qualify for, which can determine which program is right for you. There is not one program for everyone, because each person’s situation is different. The first step would be to see which programs you qualify for. The best […]
No Comments downpaymentadmin on Jun 27th 2013
Filed under Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Programs,Foreclosure,Government Loan,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer,Short Sales
Credit Score: Your credit score needs to be a minimum of 640 in order to qualify. If you have had a previous Bankruptcy, the discharge must be at least 2 years. A Prior Foreclosure or Short Sale needs to be at 3 years ago. Employment History: We look at your previous 2 years of employment […]
No Comments downpaymentadmin on Nov 6th 2012
Filed under Archived Blogs,Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Grants,First Time Home Buyer Programs,Freddie Mac,Government Loan,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer
Debt Ratios First, look at your monthly gross income, before taxes and contributions. This is how much you make per month, not how much you take home. What you take home is net income. • Front-End Ratios Lenders use what is called a front-end ratio, which is reflected as a percentage of your gross monthly […]
No Comments downpaymentadmin on Oct 26th 2012
Filed under Casa,City Programs,Credit,FHA,First Time Home Buyer Programs,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer,Short Sales
Government Loans What is a Government Loan? A number of loan programs are sponsored by the federal government to assist American families to become homeowners. The programs are structured to insure various loan types, allowing lenders to approve loans for more people. The most popular government backed loan programs are the Federal Housing Administration […]
No Comments downpaymentadmin on Oct 11th 2012
Filed under Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Programs,Government Loan,Home Loans,Interest Rates,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer,Short Sales
A cooling real-estate market is good news for buyers because it’s easier for them to negotiate a deal. But it shouldn’t be the main reason that pushes you into your first home. In fact, buying your first home is a personal decision that you should make independent of what the market may or may not […]
No Comments downpaymentadmin on Oct 10th 2012
Filed under Casa,City Programs,Conventional,Credit,FHA,First Time Home Buyer Programs,Foreclosure,Government Loan,Home Loans,Interest Rates,Mhfa,Minnesota First Time Home Buyer,Minnesota Housing,MN First Time Home Buyer,Short Sales
By Elizabeth Weintraub, About.com Guide To be a buyer means to conform to the market. © Big Stock Photo Ads Question: Are You Ready to Be a Home Buyer? A reader asks: “I would like to be a home buyer, but I don’t know if I’m ready to buy a home yet. How can […]
No Comments downpaymentadmin on Oct 8th 2012
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CrossCountry Mortgage
11310 86th Avenue N, Maple Grove, MN 55369
Office: (763) 300-7764
BlairM@myccmortgage.
Copyright © 2022 CrossCountry Mortgage, Inc. NMLS:3029 MB.803095.000. Branch NMLS: 1719743. Branch State Licensing: Florida (Branch MLDB7338, Corporate MLD806), Minnesota (Branch MN-BR-1719743, Corporate MN-MO-20546578), and Wisconsin (Branch 1719743BA/1719743BR, Corporate 3029BA/3029BR).
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